{"id":11780,"date":"2026-05-18T05:43:00","date_gmt":"2026-05-18T01:43:00","guid":{"rendered":"https:\/\/omanet.om\/news\/economy\/oman-intelligence-first-banking-era-2\/"},"modified":"2026-05-19T16:13:41","modified_gmt":"2026-05-19T12:13:41","slug":"oman-intelligence-first-banking-era-2","status":"publish","type":"post","link":"https:\/\/omanet.om\/ar\/news\/economy\/oman-intelligence-first-banking-era-2\/","title":{"rendered":"Oman\u2019s Banking Evolution: How the Intelligence-First Era Will Transform Your Investments and Business Strategies"},"content":{"rendered":"<style>\r\n@keyframes hitv3sog-fadein{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}\r\n@keyframes hitv3sog-slideup{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}\r\n@keyframes hitv3sog-pulse{0%,100%{box-shadow:0 0 14px #dc262688}50%{box-shadow:0 0 32px #dc2626,0 0 60px #dc262655}}\r\n@keyframes 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solid rgba(255,255,255,0.18);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-radius:20px;padding:3px 10px 3px 7px;margin-bottom:clamp(5px,0.6vw,9px);animation:hitv3sog-badge 0.5s ease both;\"><span style=\"display:inline-block;width:6px;height:6px;border-radius:50%;background:#dc2626;flex-shrink:0;\"><\/span><span style=\"font-size:clamp(8px,0.9vw,10px);font-weight:700;letter-spacing:0.07em;color:rgba(255,255,255,0.88);text-transform:uppercase;white-space:nowrap;\">\u0639\u0631\u0636 \u062d\u0635\u0631\u064a \u0641\u064a \u0633\u0644\u0637\u0646\u0629 \u0639\u0645\u0627\u0646<\/span><\/div>\r\n    <div class=\"hitv3sogh\" style=\"animation:hitv3sog-slideup 0.7s ease both;animation-delay:0.15s;\">\u0645\u0648\u0627\u0642\u0639 \u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0640 <span style=\"color:#dc2626;\">\u0627\u0644\u0634\u0631\u0643\u0627\u062a \u0627\u0644\u0639\u0645\u0627\u0646\u064a\u0629.<\/span><\/div>\r\n    <div class=\"hitv3sogs\" style=\"animation:hitv3sog-slideup 0.7s ease both;animation-delay:0.3s;\">\u0639\u0632\u0632 \u0639\u0644\u0627\u0645\u062a\u0643 \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0628\u062d\u0644\u0648\u0644 \u0631\u0642\u0645\u064a\u0629 \u0645\u062e\u0635\u0635\u0629 \u0645\u0635\u0645\u0645\u0629 \u0644\u062a\u062d\u0642\u064a\u0642 \u0645\u0639\u062f\u0644\u0627\u062a \u062a\u062d\u0648\u064a\u0644 \u0639\u0627\u0644\u064a\u0629 \u0648\u0647\u064a\u0645\u0646\u0629 \u0639\u0644\u0649 \u0627\u0644\u0633\u0648\u0642.<\/div>\r\n    <div class=\"hitv3sogbl\"><div class=\"hitv3sogbi\"><span style=\"display:inline-block;width:5px;height:5px;border-radius:50%;background:#dc2626;flex-shrink:0;margin-right:7px;\"><\/span><span>\u062a\u0635\u0627\u0645\u064a\u0645 \u0645\u062a\u062c\u0627\u0648\u0628\u0629 \u0645\u0635\u0645\u0645\u0629 \u0644\u0644\u0646\u0645\u0648<\/span><\/div><div class=\"hitv3sogbi\"><span style=\"display:inline-block;width:5px;height:5px;border-radius:50%;background:#dc2626;flex-shrink:0;margin-right:7px;\"><\/span><span>\u062a\u062d\u0645\u064a\u0644 \u0633\u0631\u064a\u0639 \u0645\u0639 \u0623\u062a\u0645\u062a\u0629 \u0630\u0643\u064a\u0629<\/span><\/div><\/div>\r\n  <\/div>\r\n  \r\n  <div class=\"hitv3sogct\">\r\n    <button class=\"hitv3sogbtn\" style=\"animation:hitv3sog-pulse 2.5s ease-in-out infinite;animation-delay:1s;\">\u0623\u0646\u0634\u0626 \u0645\u0648\u0642\u0639\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0627\u0644\u0645\u062c\u0627\u0646\u064a <span style=\"opacity:.9;\">\u2192<\/span><\/button>\r\n    <div class=\"hitv3sogbr\">\u0636\u0631\u0628.\u0627\u0644\u0623\u0631\u0636<\/div>\r\n  <\/div>\r\n<\/a>\r\n<\/div>\n<p>Muscat \u2014 Oman\u2019s banking sector is transitioning from digital adoption to an \u201cintelligence-first\u201d phase, where artificial intelligence (AI), open banking, and cybersecurity will shape the future of financial services, stated the Governor of the Central Bank of Oman (CBO).<\/p>\n<p>Addressing the New Age Banking Summit Oman, the governor highlighted that by the end of 2025, digital transactions accounted for approximately 89 percent of total transaction volumes in the Sultanate. Additionally, Oman\u2019s instant payment systems now handle around 1.1 million transactions daily.<\/p>\n<p>\u201cThese figures represent more than operational milestones,\u201d he noted. \u201cThey demonstrate the trust earned, the resilience of our foundations, and the robustness of the infrastructure supporting our next economic ambitions.\u201d<\/p>\n<p>He explained that Oman\u2019s banking sector had moved beyond digital-first initiatives\u2014such as digitizing payments, customer onboarding, and services\u2014and is now entering an era defined by intelligence-first banking. AI integration is expanding across payments, supervision, compliance, risk management, and financial decision-making. This shift, he emphasized, poses a critical challenge for regulators and financial institutions: ensuring that trust, ethics, and human judgment remain central as algorithms increasingly influence economic behavior and access to opportunities.<\/p>\n<p>\u201cIntelligence without wisdom is not progress. It is risk disguised as innovation,\u201d he warned.<\/p>\n<p>On open banking, the governor described it as a profound strategic and institutional transformation rather than merely a technological upgrade. For decades, financial institutions controlled access to financial data and services. Today, customers demand ownership, portability, transparency, and autonomy over their financial lives. He asserted that the institutions poised to lead the future will be those that proactively reinvent themselves instead of waiting for disruption.<\/p>\n<p>The governor also stressed that innovation must be rooted in governance. \u201cInnovation without governance breeds fragility; innovation grounded in trust fosters sustainable transformation,\u201d he said. Reflecting on the history of financial crises, he cautioned about the dangers when innovation outpaces the wisdom needed to regulate it.<\/p>\n<p>He further underscored cybersecurity\u2019s growing role as a pillar of financial and national resilience amid increasingly intelligent and interconnected banking systems. \u201cCybersecurity is no longer a technical function; it is financial security. It is economic security. And in a time of geopolitical volatility, it is national security,\u201d he affirmed.<\/p>\n<p>Linking the banking sector\u2019s evolution to Oman\u2019s 11th Five-Year Development Plan, the governor described this plan as more than an economic blueprint\u2014it is a declaration of strategic ambition in a rapidly evolving global landscape. He highlighted Oman\u2019s efforts to build a financial ecosystem that is digitally advanced, globally integrated, innovation-driven, and nationally sovereign.<\/p>\n<p>\u201cThe future of banking will not be shaped by technology alone. Technology is merely the instrument,\u201d he said. \u201cLeadership, strategic foresight, and a collective commitment to guiding innovation in ways that promote prosperity without compromising trust will determine that future.\u201d<\/p>\n<p>Under the guidance of His Majesty Sultan Haitham bin Tarik, Oman is advancing toward this future with clear purpose and confidence. \u201cWe are not here merely to observe the new age of banking; we are here to shape it,\u201d the governor declared.<\/p>\n<p><style>\r\n@keyframes hitl8gak-fadein{from{opacity:0;transform:translateY(14px)}to{opacity:1;transform:translateY(0)}}\r\n@keyframes hitl8gak-slideup{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}\r\n@keyframes hitl8gak-pulse{0%,100%{box-shadow:0 0 14px #dc262688}50%{box-shadow:0 0 32px #dc2626,0 0 60px #dc262655}}\r\n@keyframes hitl8gak-shimmer{0%,100%{opacity:0.3;transform:scaleX(0.4)}50%{opacity:1;transform:scaleX(1)}}\r\n@keyframes 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solid rgba(255,255,255,0.18);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);border-radius:20px;padding:3px 10px 3px 7px;margin-bottom:clamp(5px,0.6vw,9px);animation:hitl8gak-badge 0.5s ease both;\"><span style=\"display:inline-block;width:6px;height:6px;border-radius:50%;background:#dc2626;flex-shrink:0;\"><\/span><span style=\"font-size:clamp(8px,0.9vw,10px);font-weight:700;letter-spacing:0.07em;color:rgba(255,255,255,0.88);text-transform:uppercase;white-space:nowrap;\">\u0639\u0631\u0636 \u062d\u0635\u0631\u064a<\/span><\/div>\r\n    <div class=\"hitl8gakh\" style=\"animation:hitl8gak-slideup 0.7s ease both;animation-delay:0.15s;\">\u0645\u0648\u0642\u0639\u0643 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a <span style=\"color:#dc2626;\">\u064a\u0646\u0628\u063a\u064a \u0628\u064a\u0639\u0647.<\/span><\/div>\r\n    <div class=\"hitl8gaks\" style=\"animation:hitl8gak-slideup 0.7s ease both;animation-delay:0.3s;\">\u0645\u0648\u0627\u0642\u0639 \u0648\u064a\u0628 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u064b\u0627 \u0628\u0645\u064a\u0632\u0627\u062a \u0623\u062a\u0645\u062a\u0629 \u0630\u0643\u064a\u0629 \u0648\u0645\u064a\u0632\u0627\u062a \u0645\u062f\u0639\u0648\u0645\u0629 \u0628\u0627\u0644\u0630\u0643\u0627\u0621 \u0627\u0644\u0627\u0635\u0637\u0646\u0627\u0639\u064a.<\/div>\r\n    <div class=\"hitl8gakbl\"><div class=\"hitl8gakbi\"><span style=\"display:inline-block;width:5px;height:5px;border-radius:50%;background:#dc2626;flex-shrink:0;margin-right:7px;\"><\/span><span>\u0645\u064f\u062d\u0633\u0651\u0646 \u0644\u0645\u062d\u0631\u0643\u0627\u062a \u0627\u0644\u0628\u062d\u062b \u0648\u0633\u0631\u064a\u0639 \u0644\u0644\u063a\u0627\u064a\u0629<\/span><\/div><div class=\"hitl8gakbi\"><span style=\"display:inline-block;width:5px;height:5px;border-radius:50%;background:#dc2626;flex-shrink:0;margin-right:7px;\"><\/span><span>\u0645\u064a\u0632\u0627\u062a \u0630\u0643\u064a\u0629 \u0645\u0635\u0645\u0645\u0629 \u062e\u0635\u064a\u0635\u0627\u064b \u0644\u0639\u0645\u0644\u0643<\/span><\/div><\/div>\r\n  <\/div>\r\n  \r\n  <div class=\"hitl8gakct\">\r\n    <button class=\"hitl8gakbtn\" style=\"animation:hitl8gak-pulse 2.5s ease-in-out infinite;animation-delay:1s;\">\u0627\u062d\u0635\u0644 \u0639\u0644\u0649 \u0627\u0633\u062a\u0634\u0627\u0631\u0629 \u0645\u062c\u0627\u0646\u064a\u0629 <span style=\"opacity:.9;\">\u2192<\/span><\/button>\r\n    <div class=\"hitl8gakbr\">\u0636\u0631\u0628.\u0627\u0644\u0623\u0631\u0636<\/div>\r\n  <\/div>\r\n<\/a>\r\n<\/div><br \/>\n<\/p>\n<p>\u062a\u062d\u0644\u064a\u0644 \u062e\u0627\u0635 \u0645\u0646 \u0639\u0645\u0627\u0646\u062a | \u062a\u0635\u0641\u062d \u0633\u0648\u0642 \u0639\u064f\u0645\u0627\u0646<\/p>\n<p>Oman\u2019s banking sector is transitioning to an <strong>intelligence-first era<\/strong>, integrating AI, open banking, and cybersecurity, which signals a profound shift beyond digital adoption. For businesses, this creates <strong>opportunities to leverage smart financial services<\/strong> for enhanced efficiency and innovation, while also introducing <strong>risks related to data governance and cybersecurity threats<\/strong>\u064a\u0646\u0628\u063a\u064a \u0644\u0644\u0645\u0633\u062a\u062b\u0645\u0631\u064a\u0646 \u0648\u0631\u062c\u0627\u0644 \u0627\u0644\u0623\u0639\u0645\u0627\u0644 \u0627\u0644\u0623\u0630\u0643\u064a\u0627\u0621 \u0625\u0639\u0637\u0627\u0621 \u0627\u0644\u0623\u0648\u0644\u0648\u064a\u0629 <strong>ethical AI integration, robust cyber defenses<\/strong>, and embrace open banking frameworks to stay ahead in a rapidly evolving and interconnected financial ecosystem.<\/p>\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Oman\u2019s banking sector is shifting to an \u201cintelligence-first\u201d phase, integrating AI, open banking, and cybersecurity. Digital transactions hit 89% of volumes by 2025, with 1.1M daily instant payments. Innovation must be governed by trust, ethics, and human judgment.<\/p>","protected":false},"author":11,"featured_media":11732,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[482],"tags":[264,231,2735],"class_list":["post-11780","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy","tag-artificial-intelligence","tag-cybersecurity","tag-digital-banking"],"_links":{"self":[{"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/posts\/11780","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/comments?post=11780"}],"version-history":[{"count":1,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/posts\/11780\/revisions"}],"predecessor-version":[{"id":11781,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/posts\/11780\/revisions\/11781"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/media\/11732"}],"wp:attachment":[{"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/media?parent=11780"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/categories?post=11780"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/omanet.om\/ar\/wp-json\/wp\/v2\/tags?post=11780"}],"curies":[{"name":"\u0648\u0648\u0631\u062f\u0628\u0631\u064a\u0633","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}