Oman’s Digital Payments Surge by 76%: What This Growth Means for Investors and Entrepreneurs
The Sultanate of Oman has experienced significant growth in the use of digital payment methods in 2025, marking a qualitative shift in consumer behavior. This increase reflects a notable rise in commercial activity and purchasing power, driven by advancements in both e-commerce and traditional infrastructure.
According to data released by the Central Bank of Oman, the value of local electronic payment gateway transactions reached approximately RO 3.2 billion, representing a 76.3% increase compared to 2024. Additionally, the number of transactions soared from 67 million to over 168 million within one year, a remarkable growth rate of 150%.
Point of Sale (POS) machines also demonstrated strong performance, with transaction values exceeding RO 7.5 billion in 2025—an increase of 33.2% from the previous year. This growth highlights the expanding adoption of electronic payment methods across various commercial sectors.
Among digital payment technologies, QR code transactions recorded the highest growth, rising by 133.5% in volume and reaching a value of approximately RO 8 million, nearly tripling compared to 2024.
The range of payment options has facilitated purchasing processes and enhanced consumer spending flexibility. The continuous increase in electronic transactions indicates growing consumer confidence in the security of digital payments and their wider acceptance across diverse retail channels.
This upward trend reflects the expansion of retail, services, and e-commerce sectors, contributing to the enhancement of the local market’s efficiency. It also supports Oman’s ongoing efforts to accelerate digital transformation and foster a more agile, competitive business environment.
Special Analysis by Omanet | Navigate Oman’s Market
The surge in digital payment adoption, with transaction values soaring over 76% and QR code usage tripling, signals a transformative shift toward a digital economy in Oman. For businesses, this means embracing digital payment solutions is no longer optional but essential to capture expanding consumer demand and enhance transaction efficiency. Smart investors and entrepreneurs should prioritize ventures in fintech, e-commerce platforms, and digital infrastructure, capitalizing on this rapid digital transformation to gain competitive advantage in a more agile market environment.
