Digital Payments in Oman Surge to RO 3.2 Billion: What This Means for Businesses and Investors
المسكات عنب طيب الشذا: In 2025, Oman experienced significant growth in digital payment activities, indicative of shifting consumer behaviors, increased commercial engagements, and greater trust in electronic transactions as the nation pursues its digital transformation initiatives.
Data released by the Central Bank of Oman reveals that the value of transactions processed through local electronic payment gateways surged to approximately RO 3.2 billion in 2025, marking a substantial increase of 76.3% compared to 2024. The volume of transactions also saw a remarkable rise, from 67 million إلى أكثر من 168 million، مما يمثل نموًا قدره 150%.
Point-of-sale transactions exhibited strong performance, with total payments through POS devices exceeding RO 7.5 billion, an increase of 33.2% from the previous year. These figures underscore the growing acceptance of electronic payment methods in retail, service, and commercial sectors.
QR code payments showed the most rapid growth among digital payment channels, with transaction values increasing by 133.5% to nearly RO 8 million, almost tripling since 2024.
Nasra bint Sultan al Habsi, Director-General of Trade at the Ministry of Commerce, Industry and Investment Promotion, remarked that these indicators reflect heightened purchasing activity and improved consumer confidence within the local market. She emphasized that the significant rise in transaction volumes and values across various channels illustrates enhancing purchasing power and demand in Oman.
In her commentary, she noted that this performance aligns with the Ministry’s efforts to enhance spending flexibility and to bolster the business environment, supporting sustainable economic growth and adapting to evolving consumer expectations.
Azza bint Ibrahim al Kindi, Director of Commercial Affairs and E-Commerce at the Ministry, added that the growth in electronic payment gateway activity signifies a fundamental shift in consumer behavior and increasing trust in digital platforms.
She explained that the expanding array of payment solutions has simplified purchasing processes and improved spending flexibility for consumers. Furthermore, the continuous growth in electronic transactions indicates a rising awareness of the security and reliability of digital payment systems across various commercial channels.
This upward trend reflects increasing activity in retail, services, and e-commerce sectors while supporting Oman’s broader ambitions to develop a more flexible, competitive, and digitally driven economy. — ONA
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ال surge in digital payment activity in Oman, with a remarkable 76.3% increase in transaction values, signals a new era of consumer behavior and confidence in the digital economy. For businesses, this presents exciting opportunities for innovation and growth, particularly in retail and e-commerce, while also highlighting the need for robust تدابير الأمن السيبراني to handle increased online transactions. Smart investors should now focus on leveraging digital payment solutions to capture the growing market demand and enhance customer experience in this evolving landscape.
